For the last two years, David and his family have been covered under a health insurance plan available through the Affordable Care Act (Obamacare). This plan was not cheap by no means, but the subsidies helped David to afford a plan that provided decent health coverage to himself and his family and fulfilled the requirement that all must have health coverage or incur a tax penalty.
David has diabetes and his wife Dorothy has a family history of breast cancer. Because of some recent changes in Dorothy’s last mammogram, her doctor, for now, is monitoring her closely before opting for more extensive treatment.
With the changes in the current administration and the threat of immediate repeal of the Affordable Care Act, David is concerned that they may wake up one morning to find that their health insurance coverage has been terminated.
Should they be concerned? Will they have immediate access to a new plan? Will it cover preexisting conditions? Will it be affordable? Should he push his wife towards more aggressive forms of treatment while they are still covered?